Bank Account File (Ficoba)

The Ficoba file lists all bank accounts opened in France: current accounts, savings accounts, securities accounts, etc.

Ficoba also lists safes rented in France.

It shall indicate the operations of opening, modifying and closing an account, specifying the following information:

• Name and address of the bank managing the account
• Identity of the holder(s)
• Essential features of the account (number, type of account, etc.)
• Date and nature of the transaction declared (opening, closing, modification)

It does not indicate the transactions carried out and the balance of the accounts.

The information is retained throughout the life of the account and 10 years after its closure.

The file is completed and updated by the banks.

You cannot object to the registration of your accounts in Ficoba.

The following people can access the file:

• Account holder
• Sound curator or its guardian
• One of his heirs

Other people and organizations also have access to Ficoba. These include the tax administration, judicial police officers, certain judges, notaries in charge of a succession, commissioners of justice (formerly bailiff and judicial auctioneer) and certain agents of the Caf: titleContent.

The access request is free.

The access procedures vary depending on the person to whom the bank account concerned by the request belongs.

If the data transmitted is false, you can exercise your right of rectification. To do this, you must send the bank concerned the documents necessary for the rectification (for example: death certificate of the account holder).