How to find out about your retirement?
Verified 23 January 2025 - Directorate for Legal and Administrative Information (Prime Minister)
The official Pension Info site allows you to have personalized information about your retirement, to inform yourself beforehand about the steps to be taken and about the amount of your retirement, to make a single pension request valid with all your pension funds. We're going to be more specific on that.
Most pension funds have a website where you can access your information from a personal area.
You can find the list of pension funds to which you have contributed during your career and their contact information, using the service below:
The official public website Info-Retirement is the common site to all pension plans.
This site offers a set of services that this video presents to you:
Vidéo - Retirement Info Services
The free public website Info-retirement allows you to build a personalized information brochure on your pension rights according to your career path and personal situation.
The Retirement Info site group, throughout your career, all information relating to your pension rights acquired from your different pension funds. This information is available in your Retirement Account.
To access this information, you must create a pension account.
Find in this video useful information to help you create your pension account:
Vidéo - The retirement account
To access your personal information, create your pension account.
Your pension account allows you to consult your career record which summarizes the periods of service that are considered for your retirement and the number of quarters that you have.
This video introduces you to the online service that allows you to view your career statement and access the summary of your pension entitlements, registered by your pension funds.
Vidéo - My career and my pension rights
What is a quarter in most basic pension plans?
The duration of insurance is expressed in quarters.
At most it is possible to validate 4 quarters per year.
The validation of a quarter does not depend on the actual duration of the work but on the income received and more precisely on the amount of income subject to contribution.
Imagine a student who works 35 hours a week at minimum wage in August.
This revenue can be used to validate a quarter.
How do I know how many quarters I have?
By creating your personal space on our website www.lassuranceretraite.fr, you can directly access your career statement with all the quarters acquired since the beginning of your activity.
There are also tools to get estimates of how much you will retire.
Which quarters are considered for my retirement?
When retiring, to determine your insurance term, we take into account different types of quarters:
- Contributed quarters that resulted in contributions being paid
- Accident at work The so-called assimilated quarters which correspond to periods of interruption of work: unemployment, sickness, invalidity, maternity, military service and, for employees only,
- And the quarters that can be granted to you, especially if you have had or raised one or more children, if you have had a disabled adult as your dependant, or for employees only if you have a prevention professional account.
An assimilated quarter or a granted quarter has the same value as a contributed quarter to determine your insurance term.
Contributed quarters, assimilated quarters and granted quarters account in the same way.
However, the calculation of retirement also takes into account the best years of income.
A break in work can therefore have an impact on the amount of your pension.
Attention: some schemes nevertheless require a minimum period of insured contributions, such as early retirement for a long career.
For more information, visit www.lassuranceretraite.fr
You can print and download your career statement at any time.
If you find that there are anomalies in your career record or that certain periods of service have not been taken into account, you can request a correction from your retirement account. This service is available from 55 years old and only if you sign in to your pension account with FranceConnect.
Pension Information Interview allows you to take stock of your past career, get simulations of your retirement and ask an expert questions.
The Retirement Information Interview provides information on the following:
- Your rights with your various pension funds, basic and complementary
- The development of your rights, taking into account your choices and career risks (periods of training, unemployment, part-time work, sickness, maternity, etc.)
- The future amount of your retirement at different ages (minimum statutory retirement age, age at which you will be able to benefit from a full rate pension...)
- Arrangements to improve your pension amount: premium, quarter buybacks, phased retirement, job-to-pension, etc.
You can get an interview from the age of 45.
To do this, you must contact (by phone, mail or e-mail) one of the pension funds to which you have contributed.
To find the contact details, you can use the following service:
Progressive retirement consists of to receive part of your pensions basic and complementary while continuing your professional activity part-time.
To benefit from a gradual retirement, you must meet the following conditions :
- Be 2 years from the legal retirement age
- Proof of at least 150 quarters of insurance for all activities.
This service allows you to know the conditions of gradual retirement according to your activity:
Course Info Retirement - Progressive Retirement
You can perform a simulating your phased retirement amount, in your retirement account, with the service My Retirement Estimate :
If you decide to end your career in gradual retirement, you can make a single demand for phased retirement valid for all pension funds with which you have pension rights.
The request is also made in your pension account through the service Applying for my phased retirement.
Application for phased retirement must be made at the earliest 5 months before the desired date.
As you approach retirement, you can get, in your retirement account, a estimate of your pension amount from the career information recorded by your pension funds.
You can start over as many times as you want by choosing different career and personal scenarios: expatriation, new child, company creation, etc.
This video presents you more precisely the possibilities offered by the service of simulation of the amount of your retirement:
Vidéo - My Retirement Estimate
Access the service that allows you to estimate your pensions:
When you have made the decision to retire, your retirement account allows you to make a single application for retirement valid for all pension funds with which you have pension rights.
The online pension application form is personalized and pre-filled with certain information.
You must complete it and attach the requested supporting documents scanned or photographed.
When you enter your information, you can return to the previous step at any time.
You can also save your request and return to it later. It is kept for 90 days.
You can monitor the status of your application at any time.
You have to apply for your retirement at least 6 months before the desired departure date.
Find in this video the useful information to help you make your unique pension request:
Vidéo - Request my retirement online on the Pension Info site
Before you make your one-time retirement request online, you can create a personalized information document that will guide you through this process.
My unique retirement request: how to use it
To start your one-time pension request, use the online service:
If you benefit from additional retirement savings products (individual or group contracts), the My Retirement Savings Agreements of your pension account allows you to view them.
You benefit if you, or perhaps one of your employers, have made voluntary contributions to one or more supplementary pension management organizations.
Online service
Online service
Online service
Online service
Online service
Online service
Online service
Public interest grouping "Union retirement"