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How do I insure a vintage car?

Verified 25 February 2022 - Directorate for Legal and Administrative Information (Prime Minister)

One collector car shall be insured like all land motor vehicles put into service.

If you have a classic car, you must insure it at least with the compulsory insurance civil liability.

You can also subscribe additional guarantees (e.g. property damage or theft).

Since the vintage vehicle is over 30 years old and generally only drives occasionally, the insurance premium is lower than for a car classic. In addition, some insurers offer very advantageous contracts reserved for this type of vehicle.

However, it may happen that the insurer requires you to insure another, newer vehicle at the same time as the collector car.

The insurer can also impose more restrictive conditions on the insurance of the vintage car. For example, it may require the driver to be more than 21 years old and/or not to have been responsible for an accident during the 2 years preceding the signing of the contract.