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How do I know if I have life insurance?
Publié le 12 décembre 2019 - Directorate for Legal and Administrative Information (Prime Minister)
You think you're the beneficiary of life insurance taken out by a recently deceased grandfather. Are you aware that AGIRA organizes the search for unclaimed life insurance contracts in the event of the death of the subscriber? Service-public.fr explains.
To find out if you have been designated as beneficiary of a life insurance contractHowever, once you are able to prove the death of the person who signed the contract, you can contact the Insurance Risk Information Management Association (AGIRA) who will carry out the research.
This is achievable:
- Online
On AGIRA website - By mail
ACT
1 Jules Lefebvre Street
75431 Paris Cedex 09
The National Institute of Consumer Affairs (INC) is at your disposal a letter template.
When the search has made it possible to trace the beneficiary, the insurance body concerned shall, within 15 days of receipt of the notice of death, request him to provide the documents necessary for the payment of the principal. The payment will be made within one month of receipt of these documents.
Reminder
There are two broad categories of life insurance, life insurance and death insurance. Both guarantee the payment of a capital or annuity to the beneficiary designated in the contract, at the end of the contract in the first case, on the death of the insured in the second.
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