Financial difficulties: how to request a payday deposit?

A payday deposit is different from a payday advance because the amount paid to you by your employer is the compensation for work you have already done. Advance pay is the advance payment of part of the salary due for a period of work that has not yet been performed.

Who can benefit?

Any employee receiving his or her monthly salary may request a salary deposit.

Whether you are on a fixed-term (CDD) or an indefinite (CDI) contract, you can benefit from a payday deposit.

The payment of a wage advance does not apply to employees working from home, seasonal, intermittent or temporary employees, who are not monthly.

What is the possible amount of the deposit?

The amount of the payday deposit you can claim is half of your monthly salary. The amount of the advance on salary must always correspond to the remuneration due for a period of work already completed.

The deposit is subject to payroll contributions.

When to request a deposit?

You have to wait until the 15th of the current month to apply for a salary deposit with your employer. Indeed, the amount of the deposit corresponds to half of your remuneration and this deposit must pay for work already done.

How to formulate your request?

You are under no obligation to inform your employer of the reasons that lead you to request a salary deposit.

It is preferable to formalize your request in order to keep a written record. Also, send a letter or email to your employer requesting a payroll deposit.

Can your employer refuse you a payday deposit?

The advance payment on salary is a right (article L3242-1 of the Labor Code). Your employer must therefore accept your request if it is your 1^re request for a payday deposit during the month.

However, if you got a 1^er deposit within one month and you request a new deposit, your employer can then deny you the benefit of the second (unless provided for in the collective agreement).

In what form is the deposit paid?

The deposit must be paid to you either by check or by bank transfer if its amount is more than €1,500. If the prepayment amount is less than or equal to €1,500, you can request that it be returned to you in cash.

The amount of the advance payment must be indicated on the salary statement given to the employee at the end of the period concerned.