Retirement savings: Perp, Madelin contract, Perco, Préfon are no longer marketed

You can choose to keep your old plan open or transfer it to a new RRSP (retirement savings plan) that has been in existence since 1^er October 2019. The ERP takes three forms:

• the individual PER succeeding the Perp and the Madelin contract;
• the collective company ERP which succeeds the Perco;
• the compulsory company RIP which succeeds the Article 83 contract (collective life insurance contract concluded by a company for the benefit of some of its employees).

If you wish subscribe to a PER, find all the necessary information on our sheet.