How to make a bank proxy?

Verified 08 August 2022 - Directorate for Legal and Administrative Information (Prime Minister)

Want to allow someone else to manage your bank account? You then give him a bank power of attorney. Steps to be taken, responsibilities, end of power of attorney, we explain everything to you.

The power of attorney allows you to let another person manage your bank account.

The person with the power of attorney is called representative. The person giving power of attorney (yourself) is called principal.

The agent may withdraw and deposit money into the principal's account.

The agent does not have to be a member of your family. However, it is recommended to give the power of attorney to a trusted person.

The representative shall not be remunerated for his performance unless a convention so provides.

Please note

the power of attorney is a different procedure from the trusteeship or the guardianship. You remain independent and retain your rights to your bank account and its income.

The procedure may vary depending on the banks. In general, you should go to your bank to fill out and sign a bank proxy request form.


if you cannot travel, we advise you to get closer to your bank advisor. They will be able to offer you a solution adapted to your situation (home or hospital visit, request by mail).

The bank may also ask for a copy of your agent's signature and proof of identity and domicile. The type of existing links (relatives, business, etc...) between you and the agent may also be requested.

The written document must specify whether the power of attorney is general or limited.

The power of attorney is general when it concerns any operation for an indefinite period.

It shall be limited where it concerns only certain operations, certain amounts and a fixed duration.

You can give a power of attorney on the same account to multiple agents. Such persons may act separately, without consulting each other, unless the power of attorney states otherwise.


the representative may not close the account of the holder.

You remain responsible for the operations carried out by your agent, even if the latter acts against your will.

Example :

you are responsible for uncovered.

A power of attorney terminates in the following cases:

  • At any time, upon written request of the principal or agent to the bank
  • At the end of the period provided for, if the power of attorney has a fixed term and is not renewed
  • As of trusteeship of the principal or representative
  • As of death of the principal or the authorized representative.

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