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Early retirement for long career

Verified 25 February 2022 - Legal and Administrative Information Directorate (Prime Minister)

You can retire early at age 60 or before age 60 if you started work before age 20 or before age 16 and if you meet certain retirement insurance terms.

Video - Early Retirement for Long Career: are you eligible?

Age condition

To qualify for a long-term early retirement, you must have started working before 20 years.

Pension insurance term condition

You must also meet 2 conditions for the duration of retirement insurance.

  1. Your retirement insurance term must include, for all mandatory basic plans, one minimum number of quarters contributed
  2. And you must have earned a minimum number of early-career retirement insurance quarters.

These 2 terms of retirement insurance vary depending on your year of birth, the age at which you started working and the age at which you plan to retire early.

Tableau - Conditions for early retirement for long career

Years of birth

Expected retirement age

(from)

Minimum insurance period

(in quarters)

Minimum number of quarters

of early-stage pension insurance

If you were born between January and September

If you were born between October and December

1961, 1962, 1963

58 years

176 (age 44)

5 at the end of the year of the 16 years

4 at the end of the year of the 16 years

60 years

168 (42 years)

5 at the end of the 20 year

4 at the end of the 20 year

1964, 1965, 1966

58 years

177 (44 years 3 months)

5 at the end of the year of the 16 years

4 at the end of the year of the 16 years

60 years

169 (42 years 3 months)

5 at the end of the 20 year

4 at the end of the 20 year

1967, 1968, 1969

58 years

178 (44 years 6 months)

5 at the end of the year of the 16 years

4 at the end of the year of the 16 years

60 years

170 (42 years 6 months)

5 at the end of the 20 year

4 at the end of the 20 year

1970, 1971, 1972

58 years

179 (44 years 9 months)

5 at the end of the year of the 16 years

4 at the end of the year of the 16 years

60 years

171 (42 years 9 months)

5 at the end of the 20 year

4 at the end of the 20 year

From 1973

58 years

180 (45 years)

5 at the end of the year of the 16 years

4 at the end of the year of the 16 years

60 years

172 (age 43)

5 at the end of the 20 year

4 at the end of the 20 year

What are the periods taken into account in calculating the minimum number of quarters contributed?

The quarters taken into account are the quarters contributed to basic pension plan French, to certain foreigner regimes, if an international agreement applies, and to quarters resulting from certain redemption.

Certain periods may also be considered as contributed quarters:

  • Maternity leave
  • Insurance Term Increase Quarters Awarded Under prevention account
  • Periods of receipt of disability pension, up to 2 quarters
  • National service, up to 4 quarters
  • Periods of unemployment and periods of unemploymentpartial activity within 4 quarters
  • Periods of sickness and accidents at work, up to 4 quarters

You must apply for an Early Retirement Status Statement at your Carsat: titleContent by submitting the completed application form.

Application for Early Retirement Certificate for Long Career

This certificate is issued, no earlier than 6 months before the possible start of your early retirement.

Once you have received it, you can make your retirement request on the website

Retirement Info

from your personal space.

You will be asked, via this service, to send the certificate issued by the Pension Insurance.

My retirement account

FYI  

you can also apply for your retirement by mail application form.

Your early retirement is calculated under the same conditions that any pension granted to an employee.

You can get a simulation of your pension amount on the website Retirement Info from your retirement account.

My retirement account