Do you have to insure your pet?
Verified 30 April 2021 - Directorate for Legal and Administrative Information (Prime Minister)
It depends on whether it's a potentially dangerous dog or another pet.
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Dog likely to be dangerous
If you are considering having a 1st or 2nd category dog, you must take out insurance to guarantee your civil liability.
You can take out a specific insurance, called civil liability private life.
If you have taken out insurance multi-risk dwelling, the civil liability guarantee is included in your home insurance policy.
No, you do not have to take out specific insurance for your pet.
But you are responsible for the material and bodily harm it may cause to a third party. This is whether your pet is under your care and supervision or has escaped or gone astray.
In practice, home insurance covers any damage that may be caused by your pet.
In the absence of insurance, you must compensate yourself for the damage and damage done by your pet.