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Do you need insurance to drive a car without a license?

Verified 06 October 2020 - Directorate for Legal and Administrative Information (Prime Minister)

Yes, a car without a license (also called cart) shall be insured like any land motor vehicle traveling on public roads.

Insurance is compulsory to enable third parties to be compensated in the event of an accident.

The cart must be insured at least with the civil liability guarantee (called insurance) to one third).

You can subscribe additional guarantees for example, to enable the driver to be compensated in the event of an accident.

Insurance premium rates are generally lower than for a conventional car.

On the other hand, the driver of a cart does not benefit from the bonus/malus applied to conventional car drivers.