Usufruct, bare ownership, full ownership: what differences?
Verified 21 April 2023 - Legal and Administrative Information Directorate (Prime Minister)
The difference is in the amount of rights over a property. Full ownership consists of usufruct and the bare-ownership.
Rights in the property | Holders | ||
|---|---|---|---|
Owner (Full Ownership) | Bare-Owner | Usufructuary | |
Dispose of the property (for example, sell it) | Yes | Yes | No |
Use an asset (occupy it for example) | Yes | No | Yes |
Receive income from this property (e.g. rent) | Yes | No | Yes |
The attributes of the right of ownership (occupying a property, selling it, collecting the income) can be divided between the usufructuary and the naked owner. In this case, we are talking about dismemberment of property rights.
You can use a simulator to find out how the value of a property is divided between the usufructuary and the naked owner in the event of a break-up of the right of ownership. In particular, it allows you to calculate the amount to which registration fees will be applied in case of donation, inheritance, sale, etc.
Simulator: tax scale for usufruct and naked property
Who can help me?
Find who can answer your questions in your region
Telephone administrative information - Allo Public Service
The informants who answer you are from the Department of Justice.
Cost: free service
Service available at the following times:
- Monday: 8.30am to 5.30pm
- Tuesday: 8:30 to 12:15
- Wednesday: 8:30 to 12:15
- Thursday: 8.30am to 5.30pm
- Friday: 1 p.m. to 4:15 p.m
Notarial information
Information service of notaries of France. This service does not offer personalized consultations.
By telephone
0 892 011 012
Open Monday to Thursday from 9:30 am to 6 pm and Friday from 9:30 am to 5 pm
Purple or enhanced number: €0.80 / minute + call price
- Departmental Chamber of Notaries