Should a loan of money between individuals be declared for tax purposes?

Verified 01 janvier 2023 - Directorate for Legal and Administrative Information (Prime Minister)

Your situation

  • You borrowed money
  • You have borrowed more than €5,000
Edit

You borrowed

The reporting formalities are different depending on the amount of the loan(s).

You have borrowed more than €5,000

If you have obtained one or more loans for a total amount of more than €5,000 on the year, you must fill out form n°2062 and send it to your tax department.

The procedure is free of charge.

Loan contract declaration

FYI  

you have to file the loan agreement return at the same time as your tax return.

If you report online, you must use the "Supporting Declarations" section.

Taxes: access your Special Space

Please note

in addition to submitting the loan agreement declaration, you can register the agreement with the tax department responsible for registration. That gives him a certain date. This formality, which is optional, costs €125.

You lent

The reporting formalities are different depending on the amount of loans made.

Répondez aux questions successives et les réponses s’afficheront automatiquement

If you want to better secure your loan, you can establish a debt recognition.

You can write a privately signed document or address a notary.

Who can help me?

Find who can answer your questions in your region

FAQ