Should you insure a car by leasing (or leasing or rental with option to buy)?
Verified 17 October 2023 - Directorate for Legal and Administrative Information (Prime Minister)
If you take a car by leasing, leasing or rental with option to purchase, you must ensure it at least with the civil liability guarantee.
The driver of the car must be able to prove, in the event of a roadside check, that the vehicle is insured.
This warranty does not cover damage to the vehicle or injury to the driver.
It may therefore be useful, in order to avoid incurring significant costs in the event of a disaster, to subscribe to additional guarantees.
You can also take out specific insurance for leasing. It makes it possible to take over, in the event of destruction or theft of the vehicle, the difference between the market value and the new value of the vehicle.
Warning
in some cases, the lender (the company that rents the car to you) may require you to insure the car with additional guarantees in addition to the civil liability guarantee.
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Insurance obligation
Penalty for non-compliance with the insurance obligation
Information for the consumer car rental