Progressive retirement of the official

Verified 19 September 2023 - Legal and Administrative Information Directorate (Prime Minister)

Do you want to reduce your professional activity at the end of your career as you approach retirement? The phased retirement scheme allows for this. We'll explain the conditions.

Warning  

If you are contractual, the conditions for gradual retirement are the same as for a private-sector employee.

Progressive retirement is a system that allows you to work part-time at the end of your career and receive part of your pensions (basic and supplementary) at the same time.

During that period, you continue to contribute to retirement. You can choose to over-contribute, i.e. contribute to retirement on the basis of a full-time salary.

When you completely cease your employment, your final retirement is recalculated taking into account the period during which you continued to work part-time.

You can learn more about phased retirement using an online service:

Course Info Retirement - Progressive Retirement

You can apply for a phased retirement if you are 2 years or less 2 years of the statutory minimum retirement age.

The required age is the same whether you are an official of active category or sedentary.

It will therefore be necessary in the long term to be at least 62 years old to be able to benefit from a gradual retirement.

Tableau - Age at which you can start a gradual retirement

You were born:

Minimum legal age

retiring

You can leave by

phased retirement from:

Between 1er september 1961

and 31 December 1961

62 years and 3 months

60 years and 3 months

In 1962

62 years and 6 months

60 years and 6 months

In 1963

62 years and 9 months

60 years and 9 months

In 1964

63 yrs

61 yrs

In 1965

63 years and 3 months

61 years and 3 months

In 1966

63 years and 6 months

61 years and 6 months

In 1967

63 years and 9 months

61 years and 9 months

From 1er january 1968

64 yrs

62 yrs

You must also fill in the 2 following conditions :

  • Proof of an insurance period and periods recognized as equivalent of 150 quarters with one or more basic pension funds
  • To engage in part-time paid employment between 50% and 90% a full time. This condition is not required if you are employed on a non-full-time or incomplete job. If you hold multiple jobs on a non-full-time or incomplete basis, your total working time should not exceed 90% of a full time.

Please note

You can apply for the phased retirement if you are already part-time.

In addition, you must not engage in any professional activity other than your activity in the public service. You must not combine your public service job with one or more other activities.

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You're a public servant

You must apply for a phased retirement at SRE: titleContent preferably via your Ensap account:

Secure digital space for public officials (Ensap)

You must submit your application at least 6 months before the desired gradual retirement date.

Your application must specify the desired start date for your phased retirement.

This start date cannot be earlier than the date of your request.

Your employer authority shall forward the authorization to work part-time to the SRE at least 4 months before the desired gradual retirement date.

If you already have part-time work when you apply for a phased retirement, you must include it in your application.

Once you have completed your file, you will receive a partial pension statement indicating the elements taken into account for the calculation and the amount that will be paid to you.

You are informed 30 days before the desired departure date of the gradual retirement award.

If you qualify for a phased retirement on 1er day of a month, your gradual retirement is due to you from 1er the day of the month following the date on which you meet these conditions.

The phased retirement payment begins one month after the SRE notifies you of the phased retirement award.

FYI  

If you apply before December 31, 2023, you can apply for the phased retirement benefit from December 1er September 2023, if you meet the age, duration of insurance and part-time requirements.

During the transitional phase-in period, the first partial pensions will only be paid from April 2024 onwards, with a reminder of the pensions due from the date of your admission to gradual retirement.

You are a territorial or hospital official

You must apply for a phased retirement at CNRACL: titleContent.

You must submit your application at least 6 months before the desired gradual retirement date.

Your application must specify the desired start date for your partial phased retirement.

This start date cannot be earlier than the date of your request.

Your employer authority sends the authorization to work part-time to CNRACL.

If you qualify for a phased retirement on 1er day of a month, your gradual retirement is due to you from 1er the day of the month following the date on which you meet these conditions.

The phased retirement payment begins one month after you are notified by NRCAN of the phased retirement award.

Your gradual retirement will result in the provisional calculation of your SRE or NRACL retirement pension based on your entitlement at the time of your application.

During your phased retirement, you receive a fraction of your retirement pension in addition to your part-time working income.

The amount of pension you receive varies, depending on how long you work part-time compared to the statutory maximum.

The amount of your retirement pension is equal to the difference between 100% and your share of part-time work.

For example, part-time at 60% entitles you to 40% the amount of your temporary retirement.

The same portion of your pension is granted to you by any other basic pension plans to which you have rights.

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Your working hours are changing

If your working hours change, your employer authority informs the SRE or the NACL.

The amount of your pension is revised from 1er the day of the month following the month in which the change occurred.

If your working hours change on 1er by one month, the amount of your pension is revised from that day.

You no longer meet the conditions for a phased retirement

The payment of your phased retirement is suspended if you no longer meet the conditions to benefit from it.

For example, if you stop working on an availability.

The payment of your phased retirement is suspended from 1er the day of the month following the month in which you no longer qualify.

If you no longer meet the conditions for gradual retirement on 1er on a day of one month, the payment of your progressive retirement is suspended from that day.

You are resuming full-time activity

If you return to full-time or full-time work, your phased retirement will be permanently terminated.

Your phased retirement will cease to be paid as of 1er the day of the month following the month in which you resume full-time or full-time business.

If you resume full-time or full-time activity on 1er On a day of one month, your graduated pension ceases to be paid to you on that day.

When you apply for your final retirement, the portion of your retirement pension paid to you during your progressive retirement, in addition to your working income, is replaced by your full retirement pension.

Your full retirement pension is calculated by taking into account the amount of your retirement pension, which was calculated when you retired gradually, and the period spent in retirement gradually during which you worked part-time and continue to contribute for retirement.

Your full retirement pension is calculated within usual conditions.

Once you have retired permanently, if you continue or resume a professional activity, the exercise of that professional activity is subject to the rules of the job-pension cumulation.

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