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Do you qualify for PTZ when you already own a home?
Verified 21 February 2022 - Directorate for Legal and Administrative Information (Prime Minister)
Accommodation occupied at least 8 months per year (except for professional obligation, health reasons or cases of force majeure), either by the tenant or the person with whom he lives, or by a dependent (child, ascendant over 65 years, disabled parent)
Right to use property and to receive rental income from property without being able to dispose of it, including selling it
The right of an owner to dispose of a property without being able to use it, to enjoy it as a usufructuary, or to derive rental income from it. The non-owner can sell his property right, without selling the enjoyment of the property.
It depends on the nature of the housing. If you own your principal residence, you are entitled to PTZ: titleContent in some cases only (usufruct or bare property housing, disability or disability, housing destroyed by a natural disaster...). If you own another dwelling, but do not own your principal residence, you may be eligible for the TTZ.
What applies to you ?
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Owner of your principal residence
If you are usufructuary or bare owner of your principal residence, you are not considered to be the owner. So you can claim PTZ.
To obtain the PTZ, you must respect the others criteria for the award of the PTZ, including the ceiling on resources.
To find out if your income does not exceed this limit, you can use this simulator as an indication:
You can claim PTZ provided you are in one of the following situations:
- You or a future occupant of the dwelling has a mobility card inclusion including the words invalidity
- You or a future occupant of the dwelling has a disability card of 2e or 3e category (absolute incapacity to work)
- You or a future occupant of the dwelling perceives theAAH: titleContent
- You or a future occupant of the dwelling perceives theAEEH: titleContent
To obtain the PTZ, you must respect the others criteria for the award of the PTZ, including the ceiling on resources.
To find out if your income does not exceed this limit, you can use this simulator as an indication:
When a disaster (natural or technological) has made your principal residence definitely uninhabitable, you can claim PTZ.
To do this, you must meet the following conditions:
- Apply for PTZ within 2 years of publication in the Official Journal of the order establishing the claim.
- Attach to PTZ's application proof of the need to build or purchase a new home
- Fill in the others criteria for the award of the PTZ, including the ceiling on resources.
To find out if your income does not exceed this limit, you can use this simulator as an indication:
You can request the transfer of your PTZ when you sell your principal residence purchased using the PTZ to purchase a new one.
Owner of another home
If you own a home that is not your primary residence, you can claim PTZ.
This is especially the case if you:
- You own a second home
- You own shares in a SCI: titleContent
- You own a rental unit
To obtain the PTZ, you must respect the others criteria for the award of the PTZ, including the ceiling on resources.
To find out if your income does not exceed this limit, you can use this simulator as an indication:
Who can help me?
Find who can answer your questions in your region
Condition of first ownership: article L31-10-3
Usufruct, bare ownership and catastrophe: article R31-10-3
Proof of non-ownership: Article 3 and Annexes
Disability and disaster
Simulator
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