Zero-interest loan (PTZ or PTZ+)

Verified 05 April 2024 - Directorate for Legal and Administrative Information (Prime Minister)

Want to know what a Zero Rate Loan (ZLP) is? The PTZ: titleContent is a state-aided loan. You have to repay the amount you are lent, but you do not have to pay of interest or intercalary interest, or application fees or expert fees. The PTZ must be used to finance the purchase or construction of your future principal residence, in addition to another mortgage. To obtain the PTZ, you must meet several conditions. We'll explain.

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