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Employee Disability Early Retirement

Verified 04 mars 2022 - Legal and Administrative Information Directorate (Prime Minister)

If you have worked with a disability, you can retire early before age 62, at the earliest after age 55, if you meet certain retirement insurance terms.

You must meet the following 2 conditions:

  • Have a minimum number of pension insurance quarters, all pension plans combined, including a minimum number of contributory quarters, all pension plans combined
  • Justify, during these periods of insurance, a condition of disability

Pension insurance term condition

You must have a minimum number of retirement insurance quarters, including a minimum number of quarters contributed by your year of birth and by your retirement age:

Insurance period required to retire early for disability

Year of birth

Minimum age

of retirement

Total insurance duration

(in quarters)

Contributed insurance term

(in quarters)

1961

61 years

88

68

1962

60 or 61 years

88

68

1963

59, 60 or 61 years

88

68

1964

58 years

99

79

59, 60 or 61 years

89

69

1965

57 years

109

89

58 years

99

79

59, 60 or 61 years

89

69

1966

56 years

119

99

57 years

109

89

58 years

99

79

59, 60 or 61 years

89

69

1967, 1968, 1969

55 years

130

110

56 years

120

100

57 years

110

90

58 years

100

80

59, 60 or 61 years

90

70

1970, 1971, 1972

55 years

131

111

56 years

121

101

57 years

111

91

58 years

101

81

59, 60 or 61 years

91

71

1973 and later

55 years

132

112

56 years

122

102

57 years

112

92

58 years

102

82

59, 60 or 61 years

92

72

Disability

You must meet one of the following 2 conditions throughout the term of insurance and the entire period of time contributed:

  • Have a permanent disability rate of at least 50% or a disability of comparable level
  • Have the status of disabled worker (DTH) for periods before 2016. This status is not taken into account for periods after 31 December 2015.

To check the simultaneous nature of the disability with the required duration, all periods are added (disabled worker, permanent disability, disability of comparable level).

You must justify your permanent disability rate of at least 50% or your disability of comparable level through certain documents.

If you meet the conditions for the duration of insurance and the duration of contributions, without having, for part of the duration of insurance, the administrative recognition of your disability rate or of your status as a disabled worker, you can request the validation of this period.

You must complete this validation request at the time of your retirement application.

In order to apply for this validation, you must have a permanent disability or at least a disability at the time of your application for retirement 80%.

The duration of services that can be validated is limited to 30% the total insurance period required.

You should contact your Carsat an application for early retirement certification for disabled insured persons.

Who shall I contact

You must attach to this document the supporting documents proving your permanent disability or disability for the duration of the insurance and the duration of the contribution or the recognition of your disability before 2016.

This certificate is issued, no earlier than 6 months before the possible date of early retirement.

To request that periods for which you do not have administrative recognition of your disability rate or disability status be taken into account when calculating your total insurance period, you must provide the following documents:

  • Mail specifying period(s) concerned
  • Decision of your departmental house of disabled persons (DPH) justifying your disability rate of at least 80% on the date of your retirement application
  • Medical file, enclosed with a label medical confidentiality to justify your disability rate during the period(s) to be validated

As soon as you receive the Early Retirement Certificate, you can apply for your retirement on the « Retirement Info » from your personal space.

You will be asked, via this service, to send the certificate issued by the Pension Insurance.

My retirement account

Public interest group "Union retiree"

  FYI : you can also apply for your retirement by mail application form.

Your pension is calculated at full rate.

If you do not have the number of retirement insurance quarters required to qualify for a full-rate pension with Social Security Pension Insurance, your pension paid by the Pension Insurance is increased.