Consumer credit
Consumer credit refers to transactions other than real estate. It makes it possible to buy consumer goods (furniture, household appliances, etc.) or to have cash at your disposal. The amount of appropriations shall be between €200 and €75,000, and the repayment period is longer than 3 months. Several forms of consumer credit exist, such as personal loans or revolving credit.
Different types of credit
Credit management
- Model for recognizing debts or loans between individuals
Document template
- Reply to a letter from a relative's bank for which you have given a guarantee
Document template
FAQ
- What do you know before you borrow?Supervisory and Resolution Authority (ACPR)
- Understand your contract before signingSupervisory and Resolution Authority (ACPR)
- Beware of fraudulent credit offersSupervisory and Resolution Authority (ACPR)
- Calculation of monthly loan paymentsNational Institute of Consumer Affairs (INC)
- Current wear ratesBanque de France
- Consumer creditInstitute for Public Financial Education (IEFP)
- Pooling of creditsSupervisory and Resolution Authority (ACPR)
- Mortgages and loans in EuropeEuropean Commission
- The Finance for All websiteInstitute for Public Financial Education (IEFP)
La protection sociale
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