Overindebtedness
If you can't cope with your non-professional debts (invoices, repayment of a loan...), you can file a free debt overhang file. If your file is receivable and your debt is repayable, a conventional recovery plan or measures can be offered. If your file is receivable and your debt is non-repayable, a personal recovery (with or without court) can be offered.
- Filing a Debt Overhang
- Admissibility of the debt overhang
- Debt status and direction of debt overhang
- Conventional Recovery Plan
- Measures
- Personal reinstatement without judicial liquidation
- Personal recovery with judicial liquidation
FAQ
- Consumer CreditService-Public.fr
- Personal Credit Repayment Incident File (FICP)Service-Public.fr
- Real Estate EntryService-Public.fr
- Questions and answers related to the health crisis (coronavirus - covid 19)Bank of France
- OverindebtednessBank of France
- Practical Guide: over-indebtedness of individualsNational Institute of Consumer Affairs (INC)
- OverleveragedBank of France
- Scheme of the debt overhang procedure since 2018 (PDF - 457.2 KB)Bank of France
- Consumer CreditInstitute for Public Financial Education (IEFP)
L'Union européenne
Ouvrage disponible à la vente sur vie-publique.fr
Publicité - La Documentation française
