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Personal Training Account (PTA) of a Private Sector Employee

Verified 29 December 2022 - Directorate for Legal and Administrative Information (Prime Minister)

Employee financial participation in the CPF

Published on 1 January 2023

The 2023 budget provides that the employee shall contribute to the cost of the training, EEV or a skills assessment carried out under the personal training account (PTA).

However, this employee's contribution to the cost of the training will not be due when the employer finances part of this cost.

A decree is expected on this.

In the meantime, the information on this page is up to date.

Do you want to take training to develop professionally? Know that everyone has a personal training account (PTA) from the moment they enter the labor market until their retirement. The CPF replaced the individual right to training (Dif). CPF can be used throughout your working life (including in periods of unemployment) to follow a qualifying or certifying training.

Video: What you need to know about this

Credits : Public Service (DILA)

The CPF lists the following information:

  • Acquired rights throughout your working life and until your retirement
  • Training courses that you can benefit from personally.

The Personal Training Account (PTA) is available on the My Training Account online service.

My Training Account

You can also download the My Training Account app (via AppleStore or PlayStore) to your mobile phone.

FYI  

If you have forgot your password or if you no longer have access to your email, on My Training Account site tells you what to do. 

If you are domiciled abroad, you can register on the My Training Account site. To do this, you must contact the IT support of this site. It can open access to the platform and all other services (e.g. consultation of training offers).

This includes training aimed at:

  • Acquisition of a qualification (diploma, professional title, professional certification, etc.)
  • Acquiring the knowledge and skills base
  • Support for the validation of experience (VAE)
  • Skills assessment
  • Creation or resumption of a company (training courses must focus on skills acquisition) exclusively linked to the management of the company; they must therefore not be specific to the exercise of a trade in a particular sector of activity)
  • Acquisition of skills necessary to carry out the missions of volunteers in civic service
  • Financing of the B license (preparation for the theoretical test of the highway code and the practical test of the driving license) or the heavy goods vehicle license (C) or the public transport license (D)

To find a course that suits you, you need to log into your training account:

Find the right training for you

Please note

As of October 25, 2022, to register for training on My Training Account, you must have a France Connect + account, via theLa Poste digital identity, even if you already have a France Connect account.

The CPF is automatically fed before the end of June following the year worked.

Example :

Acquired rights in 2022 will be available between April 15 and June 20, 2023.

The rights remain vested even if you change employers or lose your job.

CPF power supply

If you are full-time, or at least part-time, your account is funded at €500 per year of work until €5,000 maximum.

There are several special cases, including:

FYI  

The amount entered on your CPF is not subject to income tax.

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Self-employed

The account is fed at the level of €500 per year of work until €5,000 maximum.

Unskilled employee

The account feed is €800 per year of work until €8,000 maximum if you do not have a level of qualification leading to one of the following diplomas or diplomas:

  • CAP/BEP Diploma
  • Professional title registered and classified at level 3 of the NPRI: titleContent
  • Certification recognized by a national sectoral collective agreement

You have to work at least half the time.

Recognized disabled worker

The account feed is €800 per year of work until €8,000 maximum.

Accident at work Victim of an occupational disease or disability resulting in at least 10% permanent disability

The account feed is €800 per year of work until €8,000 maximum.

Recipient of an invalidity pension

The account feed is €800 per year of work until €8,000 maximum.

Beneficiary of a military pension

The account feed is €800 per year of work until €8,000 maximum.

Recipient of an allowance or disability pension from volunteer fire fighters

The account feed is €800 per year of work until €8,000 maximum.

Mobility Inclusion Card Recipient

The account feed is €800 per year of work until €8,000 maximum.

Recipient of Disabled Adult Allowance (DAA)

The account feed is €800 per year of work until €8,000 maximum.

If your working time has been less than half of the legal or agreed working time, your account will be credited in proportion to the working time you have worked. Where the calculation of your entitlements results in an amount in euro with decimal places, that amount shall be rounded up to two decimal places, to the nearest euro cent.

Example :

Your company opts for the statutory annual working time of 1,607 hours. You work 700 hours a year, less than half a time.

Thus, your rights will be calculated in proportion to the time actually worked. Instead of €500 every year, you will €217.80.

If you fall into more than one category in a year, the Caisse des Dépôts et Consignations (CDC) applies the most favorable annual feed amount and ceiling.

Please note

maternity leave, paternity and childcare leave, adoption leave, parental leave for education, parental leave, caregiving leave, accident at work absences due to occupational disease or are taken into account to fund your account.

Employer's contribution

The employer can pay you money on your CPF in 6 cases:

  • An agreement provides for this (company, group or branch agreement)
  • In the companies of at least 50 employees, the employer did not realize professional maintenance, scheduled every two years, and you have not received at least one non-compulsory training measure in the last six years. The account is then credited with €3,000 complementary.
  • Your rights are insufficient to attend training. In this case, it is possible to ask for the free help of a career development advisor or contact your employer or human resources branch.
  • You are dismissed as a result of the refusal of an amendment to your employment contract resulting from the application of collective performance agreement (you have a minimum abundance of €3,000 of your CPF)
  • You are whistleblower and a penalty has been imposed by the labor council against your employer (you benefit from an abundance of your CPF, the amount of which is fixed by the labor council)
  • You are an employee and have assisted a whistleblower in making a report or disclosure (you receive a maximum of €8,000 of your CPF). The same applies if you are in contact with the whistleblower and risk sanctions from your employer.

Cumulation with other devices

The FPC can be combined with other arrangements (e.g. with training under the Skills Development Plan). This rollup allows the duration of the training to be extended.

If you have worked in the public sector, your vested rights in hours can be converted into euros.

The conversion into euro of acquired rights in hours shall be effected at the rate of €15 per hour.

It must be done via the site My Training Account.

You keep this personal training account throughout your working life.

This is because this account is attached to you and not to your status or employment contract.

This amount of money will accompany you throughout your professional life.

Warning  

If you claim all your pension rights, your CPF is normally closed.

Video - If you change jobs, will you lose the money that is on your CPF?

Credits : Public Service (DILA)

Use of rights

The use of the CPF is your sole initiative.

So your employer can't force you to use your CPF to fund training. You have to agree.

Your refusal to use your CPF is not a fault.

You retain your grandfathered rights under the Dif, provided that you have carried them over to your CPF before 1er July 2021.

What approach vis-à-vis the employer?

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Training taking place during working hours

You must ask your employer for permission at least:

  • 60 calendar days before the start of training if the duration of the training is less than 6 months
  • or 120 calendar days prior to the start of training if the duration of the training exceeds 6 months.

The employer has 30 calendar days for you notify his answer. Failure to reply within this period shall constitute acceptance of the request for training.

Non-working time training

You don't have to ask your employer for approval.

You can freely exercise your rights to training. To do this, you can request a career development advisor.

You can talk about your plan to use the FPC to a Career Development Advisor (CPD).

He can help you for free in your efforts.

Find your CEP operator

Educational expenses (i.e. training expenses) may be covered under the personal training account.

Mobility costs and related costs (e.g. transport and meals) are excluded.

If the CPF does not cover the full cost of training, other actors can supplement this funding.

Example :

You, your employer, your Skills Operator (OPCO), theAgefiph: titleContent, your regional council, Pôle emploi...

The hours spent on training during working time constitute a actual working time and give rise to the maintenance by the employer of your remuneration.

On the other hand, when you train on your free time, this training time does not entitle you to remuneration.

No, no, no. It is not possible to transfer all or part of the money from the CPF to a third party.

The Caisse des Dépôts provides advice in the event of attempted fraud. It asks not to communicate sensitive information (e.g. banking data or passwords) by telephone or e-mail.

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You are a victim of a scam if you are:

  • You were enrolled in training without knowing it
  • You can't connect to your CPF anymore and think you've been hacked
  • You have given your identity and your social security number to a suspicious organization

The site My Training AccountHow do I report a scam on My Training Account?gives you the steps to follow.

Who can help me?

Find who can answer your questions in your region

  • Help for My Account Training users

    Once you have created your account online, you can get information about using the website moncompteformation.gouv.fr.

    By telephone

    General information: 09 70 82 35 50 (call not surcharged)

    Technical problem on the site or mobile application: 09 70 82 35 51 (call not surcharged)

    By E-mail

    From your secure space, you can access the contact form to ask your advisor a question.

FAQ