Paper shelf life

Verified 02 November 2023 - Legal and Administrative Information Directorate (Prime Minister)

What paperwork should be kept? How long? We tell you the rules to know for the main documents of everyday life: insurance, bank, family, taxes, housing, work, vehicle, health....

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The durations indicated are minimum durations during which it is prudent to keep the documents.

These are the periods during which you may exercise a right. For example, request a refund.

It can also be the time limits during which you can be asked for something. For example, paying a fine.

You can, of course keep your documents longer, in particular for to bring evidence before the courts.

Indeed, the time limits do not take into account all situations.

Thus, delays may be prolonged if the prescription is suspended or interrupted. For example, certain time limits are suspended as long as a person is a minor and start running only from the age of majority.

Documents may also to serve as evidence in support of very different actions.

Tableau - Minimum retention period for insurance-related documents

Document Type

Shelf life

Clarification

  • Release
  • Notice of Due Date
  • Termination Email
  • Proof of settlement

Document Date + 2 years

Contract

Contract duration + 2 years

Automotive Information Record

Permanent

The information statement is issued by your insurer at the end of the contract or on request.

The statement shows the reduction-increase coefficient of your insurance premium (bonus-malus).

Life insurance

10 years

This period applies as soon as you become aware of the contract as a beneficiary of life insurance.

Body damage

10 years

Tableau - Minimum retention period for vehicle-related documents

Document Type

Shelf life

Clarification

CW for flat-rate fine

3 years

You no longer owe anything if the public purse has done nothing to obtain payment of the fine 3 years after its notification.

Invoice: purchase, repair...

Vehicle shelf life

+ 2 years in case of resale taking into account the guarantee of hidden defects

Driver's license examination certificate

4 months

+ until receipt of the permit

Certificate of transfer of the vehicle

Vehicle shelf life

It may be useful to keep this certificate after the sale of the vehicle, in case of dispute with the former owner.

Tableau - Minimum retention period for bank-related documents

Document Type

Shelf life

Clarification

Check to cash

1 year and 8 days

After this period, the check can no longer be cashed but the debt remains due

Contract of mortgage and consumer credit + supporting documents

2 years from last due date

File concerning an account (current account, PEL, booklet A...)

Example: Account Opening Agreement

5 years from account closure

  • Statement of account (current account, PEL, booklet A...)
  • Check stub

5 years from operation

A fraudulent debit must be contested within a maximum period of 13 months

Credit card ticket: payment and withdrawal

Until receipt of the statement of account containing the corresponding balance

A fraudulent debit may be contested within a maximum period of 13 months

Tableau - Minimum retention period for consumption-related documents

Document Type

Shelf life

Clarification

Certificate of guarantee

Until the end of the guarantee

Household appliance invoice

(e.g. washing machine, television)

Until the end of the guarantee

It may be useful to keep the invoice as long as you have the appliance at home.

Indeed, in case of theft or loss, the invoice serves as proof if you want to claim compensation from your insurer.

Tableau - Minimum retention period for family and school documents

Document Type

Shelf life

Clarification

Civil status document —Full copy and extract

Permanent

Some procedures require a recent civil status record

Notice of payment of family allowances

5 years

You have 2 years to act if you did not collect the right amount.

The Caf: titleContent also has 2 years to get reimbursed an overpayment.

This period is increased to 5 years in case of fraud on your part.

Divorce judgment, adoption judgment

Permanent

In case of loss, you can request a copy from the court

Act of recognition of a child

Permanent

The city hall can give you a copy

Marriage contract: documents relating to property brought or acquired at the time of marriage by donation or bequest

Permanent

In case of loss of the marriage contract, you must contact the notary who established it

Convention of Civil partnerships: titleContent

Permanent

In case of loss, a notary can provide a copy, but not the court or the city hall.

Family booklet

Permanent

In case of loss, one duplicate can be obtained at the town hall

Diploma

Permanent

In case of loss, you can request a proof of your test success.

Tableau - Minimum retention period for housing-related documents

Document Type

Shelf life

Clarification

  • Electricity bill
  • Gas invoice

5 years

Time limit for challenging an invoice.

Your supplier has 2 years to claim a payment.

Water invoice

5 years

Time limit for challenging an invoice.

To claim a payment, your supplier has:

  • 4 years if it is a public supplier,
  • 2 years if it's a private supplier.
    • Landline and mobile phone bill
    • Internet Invoice

    1 year

    Proof of return of material (box)

    2 years from restitution

    Job Invoice

    10 years or 2 years depending on the nature of the work

    • Big work: 10 years
    • Small jobs (e.g. windows): 2 years

    Sweeping certificate

    1 year

    Certificate of annual maintenance of a boiler

    2 years

    Bill of Sale (also called title to property)

    Permanent

    If necessary, you can request a copy from the notary holder of the minute

    • Proof of payment of co-ownership charges
    • Matches to the trustee
    • Minutes of general meeting of co-ownership

    5 years

    Prior to November 25, 2018, the co-owner's period of action for any personal action was 10 years (e.g., violation of the co-ownership rules)

    • Lease Agreement
    • State of play
    • Rent receipt

    Rental duration + 3 years

    The delay is the same for an empty or furnished dwelling.

    Mail from rent review

    Rental duration + 1 year

    This time limit applies to a dwelling rented as principal residence empty or furnished.

    Inventory of furniture for furnished rentals

    Duration of the rental

    Until the refund of any security deposit

    Entitlement for payment of personalized housing assistance (CHA)

    2 years

    Tableau - Minimum retention period for tax-related documents

    Document Type

    Shelf life

    Clarification

    3 years from the year following the taxation year.

    This period corresponds to the right to take over administration.

    Example: 2023 declaration to be retained until end 2026.

    Local Tax Notices: Property Tax, Secondary Residential Housing Tax

    1 year

    This period corresponds to the right to take over administration.

    3 years in case of relief, exemption or abatement

    Warning  

    the periods indicated are minimum periods during which the tax administration has a right of take-back. Of course, you can keep your tax returns and tax notices longer.

    Tableau - Minimum retention period for documents relating to work, unemployment and retirement

    Document Type

    Shelf life

    Clarification

    • Pay slip
    • Employment contract
    • Work Certificate
    • Statement of Sickness and Maternity Allowances

    Until liquidation of retirement

    You have 3 years to claim a wage arrears.

    A proof of daily allowances must be kept for at least 2 years, but it is prudent to keep it until the pension is paid off.

    It may be useful to keep salary slips after retirement for the purposes of calculating the pension in the event of an occupational disease occurring to a pensioner.

    Pôle emploi Attestation

    2 years from the date of registration as a jobseeker

    This document can be useful when calculating your pension entitlements

    Balance of all accounts

    3 years

    The time limit for challenging the sums indicated on the balance of any account depends on your signature or the absence of your signature from the receipt.

    Proof of payment of unemployment benefits

    3 years

    The three-year period corresponds to the recovery period in case of overpayment established by Pôle emploi.

    This period is extended to 10 years in the case of fraud or misrepresentation.

    This document can be useful when calculating your pension entitlements.

    Superannuation Payment Bulletin

    Pension security

    Permanent

    Useful document for calculating your survivor's pension rights

    Expense Reports

    3 years

    The amount of time that the tax authority can monitor you if you use the deduction of actual costs

    Child Disability Card

    Until the pension is liquidated

    Caring for a child with a disability is a way to receive a increase.

    You must therefore keep all the supporting documents.

    Tableau - Minimum retention period for military documents

    Document Type

    Shelf life

    Clarification

    Military Booklet

    Permanent

    Certification of services performed or the identification status of the services

    Permanent

    The certificate shall prove that the military or equivalent services have been performed.

    Pension or social security organizations can ask you for it.

    Tableau - Minimum retention period for documents concerning the individual employer

    Document Type

    Shelf life

    Clarification

    Employee pay slip: duplicate or electronic

    5 years

    Employee employment contract

    5 years from the end of the employment contract

    Document on social security contributions

    3 years

    In the case of control by the tax authorities

    Accounting for employee hours

    1 year (3 years when the employee claims overtime)

    In the case of labor inspection

    Accident at work Declaration of liability to the primary sickness insurance fund

    5 years

    Tax Certificate

    3 years

    This period corresponds to the right to take over administration.

    Proof to be submitted in order to benefit from home-based employee employment tax credit

    Balance of all accounts

    3 years

    The time limit for challenging the sums indicated on the balance of any account depends on your signature or the absence of your signature from the receipt.

    Please note

    if you have an account on the Cesu or Urssaf Service Pajemploi, certain documents are made available to you in your personal space: tax notice, tax summary of the employee's wages... Follow the recommendations of these sites for the preservation of these documents and their computer backup.

    Tableau - Minimum Retention Period for Health-Related Documents

    Document Type

    Shelf life

    Clarification

    Statement of reimbursement of sickness and maternity insurance

    2 years

    Time taken to recover overpayment.

    The deadline is 5 years in case of fraud or misrepresentation.

    • Mutual insurance card
    • Refund Statement

    Variable by organism

    Refer to the time limits provided in the contract

    Public hospital invoice

    4 years

    Invoice from a private health facility

    2 years

    Ordinance

    1 year

    (except for eyeglasses and hearing aids)

    • 1 year for the supply of glasses for a person under 16 years of age
    • 5 years for the delivery of glasses of a person between 16 and 42 years
    • 3 years for the issue of glasses for a person aged 43 years or over
    • No time limit for the delivery of hearing aids

    Proof of payment of daily allowances

    Up to liquidation of pension entitlements

    • Vaccination booklet
    • Blood group card
    • Health record book

    Permanent

    • Medical certificate
    • Medical examination (for example, x-rays)

    Permanent

    Documents useful in case of relapse or worsening of the state of health

    The retention periods for papers continue to apply after death of the deceased.

    Some documents may prove debts or debts transmitted to rights-holders in the succession.

    Certain social benefits paid after the death of the beneficiary may be recovered with rights-holders for 5 years from the date of death.

    Check how long to keep a document